Profile
A Credit Risk and Process Improvement Specialist with 15+ years of experience. At global corporations like Nike and Booking.com, I transformed credit operations by automating core workflows, implementing controls, and redesigning risk policies. Currently, at the Dutch Tax Authority, I apply rigorous financial analysis and compliance frameworks to resolve complex debt restructuring cases. My approach is grounded in data, compliance, and cross-functional collaboration, balancing strategic growth with robust risk controls.
Work Experience
Taskforce Saneringen (Restructuring & Debt Relief)
2024 – Present
Belastingdienst (Dutch Tax Authority), via EY · Amsterdam, NL
- ›Assessed the viability of businesses with unsustainable tax debts through deep financial health checks and multi-stakeholder investigations.
- ›Analyzed formal debt-restructuring requests, balancing commercial viability, creditor interests and compliance with applicable laws and regulations.
- ›Guided companies whose requests were rejected, breaking down complex tax legislation into clear, compliance-safe alternatives.
Key achievement: Resolved long-stalled, multi-year cases by combining strategic negotiation with a pragmatic, solutions-oriented approach, unlocking agreement where previous efforts had failed.
Credit and Risk Analyst
2018 – 2024
Nike Inc. European Headquarters · Hilversum, NL
- ›Led in-depth credit-risk evaluations across Nike's European portfolio, analyzing financial statements and retail metrics to control exposure and assess customer viability.
- ›Developed and aligned strategic credit policies, establishing a standardized framework for consistent risk management and credit decisions across Europe.
- ›Designed and implemented financial process improvements with cross-functional teams, boosting operational efficiency and reporting accuracy.
- ›Delivered critical financial insights on credit risk and customer viability, guiding strategic decisions for key stakeholders.
Key achievements: Managed the financial side of a large-scale strategic divestiture, closing it without increasing the bad-debt provision through cross-departmental collaboration and risk control; implemented automation across core workflows to enhance team performance and efficiency.
Credit and Claims Specialist
2016 – 2018
Nike Inc. European Headquarters · Hilversum, NL
- ›Managed a high-value strategic account portfolio in the Benelux through proactive credit controls, performance monitoring and credit approvals.
- ›Directed timely reconciliations, month-end reporting and comprehensive credit evaluations with the global credit team, ensuring accuracy and compliance.
- ›Designed and applied credit-control measures that helped reduce post-invoice claims.
Key achievement: Oversaw all credit and risk management for the largest strategic accounts in the Benelux, driving portfolio growth while minimizing credit exposure.