A results-oriented Credit Risk Optimization & Process Improvement Specialist with 15+ years of experience driving financial stability and operational efficiency at global corporations such as Nike, Booking.com, and the Dutch Tax Authority. Expert in credit risk, collection process design, financial analysis, process optimization, automation, and compliance, all within fast-paced corporate environments. I enable leadership teams to balance strategic growth with robust risk controls by delivering data-backed insights that safeguard financial health.
Passionate about automation, I have a proven record of bridging the gap between finance and technology. Using modern automation tools and digital solutions, I deliver improvements that create measurable impact. My data-driven approach has enabled me to build resilient credit policies, stress test initiatives, and ensure every business decision is grounded in analytics.
Led in-depth credit risk evaluations across Nike’s European portfolio to control risk exposure.
Developed and aligned strategic credit policies for consistent risk management across Europe.
Designed and implemented financial process improvements with cross-functional teams.
Delivered critical financial insights on credit risk to guide strategic decisions.
Key achievements: Managed the financial side of a large-scale strategic divestiture without increasing bad debt provision; Implemented automation across core workflows, enhancing team performance.
Managed a high-value strategic account portfolio in the Benelux through proactive credit controls.
Directed timely account reconciliations, month-end reporting, and comprehensive credit evaluations.
Designed and applied credit control measures that helped reduce post-invoice claims.
Key achievement: Oversaw all credit and risk management for the largest strategic accounts in the Benelux, driving portfolio growth while minimizing credit exposure.
Managed the full cycle of global credit risk, mitigating bad debt exposure across global markets.
Guaranteed adherence to financial regulations, including SOX compliance, by monitoring internal controls.
Drove risk-reducing improvements by identifying key issues in credit policy and collaborating with management.
Managed contracts with large collection agencies on a global scale, leading negotiations and ensuring compliance.
Acted as lead advisor for Credit Control on escalated cases, including bankruptcies and high-risk accounts.
Key achievement: Architected and implemented Booking.com's first global credit risk processes, ensuring financial stability during a period of rapid global expansion.
“Adriaan is a credit analyst within the EMEA credit team reporting to me for the past 2 years. His performance and achievements beside his day-to-day responsibilities are highly appreciated. Through financial statement analysis, assessment of internal KPI’s and pro-active stakeholder management, he did not only prevent loss but optimize our risk and build better partnership and discipline within his diversified portfolio. He designed several processes to turn some of the biggest risks into strengths, which is recognized across the business. He has passed his knowledge and experience through visualized training materials, presentations and in person onboarding, both in the team and across the organization. It is a pleasure working with him.”
“Adriaan is well organized, independent and always brings a positive attitude to work. He proved being a valuable addition to my team through his performance track record and strong communication. He performs strategic tasks by creating well-written and data driven credit management procedures, and developed strong interpersonal skills by coaching all our stakeholders accordingly.”
“Adriaan trained me during my transition from Credit Control to Credit Risk... Adriaan’s knowledge and confidence are the foundation for his continuous improvement within the Credit Risk field. He created countless of new reports and processes supporting the business. Furthermore, Adriaan taught me to take initiative and innovate, based on the many changes in internal and external environments.”
My strength lies in seeing patterns, structuring complexity, and acting before things break. I communicate complexity in ways people actually understand. I’ve worked across industries and institutions, always with one goal: make things work better.
