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2025

Credit Risk, Process Optimization, and Automation.

15+ years experience across enterprise-scale portfolios.

Restructuring Process Automation Credit Risk Financial Analysis

Restructuring Specialist

Taskforce Saneringen

"Resolving multi-year, complex tax relief cases by combining strategic negotiation with a solutions-oriented approach."

Core Mandate

Analyzed the financial health of businesses and conducted in-depth investigations to determine eligibility for tax debt restructuring agreements.

Reviewed and structured tax relief proposals in compliance with all applicable Dutch laws and regulations (Wwft/Saneringsregelingen).

Advised companies after their requests were denied, translating complex tax laws into clear, actionable next steps.

Key Impact

Resolved multi-year, complex tax relief cases that had repeatedly stalled, combining strategic negotiation with a solutions-oriented and pragmatic approach.

Core Skills

Debt Restructuring Tax Negotiation Financial Analysis Wwft Compliance Financial Health Assessment Tax Relief

Credit & Risk Analyst

Nike Inc.

"Led credit risk evaluations across Nike's European portfolio, aligned strategic policy, and optimized financial processes."

Strategic Impact

Led in-depth credit risk evaluations across Nike's European portfolio, analyzing financial statements and retail metrics to control risk exposure.

Developed and aligned strategic credit policies, establishing a standardized framework for consistent risk management across Europe.

Designed and implemented financial process improvements with cross-functional teams, boosting operational efficiency and reporting accuracy.

Delivered critical financial insights on credit risk and customer viability, guiding strategic decisions for key stakeholders.

Technical Stack

SAP / SAP BW Advanced Excel Tableau Process Automation Credit Risk Analysis Risk Exposure Strategic Policy Stakeholder Mgmt

Key Achievement

Managed the financial side of a large-scale strategic divestiture project, successfully closing it without increasing the bad debt provision through cross-departmental collaboration, risk control, and effective stakeholder management.

Implemented automation across core workflows, enhancing team performance and operational efficiency.

Recommendation

"Adriaan is a credit analyst within the EMEA credit team... He did not only prevent loss but optimize our risk and build better partnership and discipline within his diversified portfolio. He designed several processes to turn some of the biggest risks into strengths."

— Diego Aguirre, Credit Manager

Credit & Claims Specialist

Nike Inc.

"Managed high-value strategic accounts in the Benelux, driving reconciliation excellence and claims reduction."

Benelux Operations

Managed a high-value strategic account portfolio in the Benelux by implementing proactive credit controls, monitoring customer performance, and overseeing credit approvals to mitigate risk.

Directed timely account reconciliations, month-end reporting, and comprehensive credit evaluations in collaboration with the global credit team.

Designed and applied credit control measures that helped reduce post-invoice claims.

Key Achievement

Oversaw all credit and risk management for the largest strategic accounts in the Benelux, driving portfolio growth while minimizing credit exposure. Promoted to Credit & Risk Analyst after demonstrating exceptional performance.

Skills

Dispute Resolution Receivables Management Month-End Reporting Credit Evaluations Account Reconciliation Claims Reduction

CIMA Professional Qualification

Chartered Institute of Management Accountants

"Professional certification in management accounting, business strategy, and risk management."

Professional Certification

Achieved professional qualification in management accounting, focusing on business strategy, financial strategy, and risk management.

Completed while working full-time at Booking.com, demonstrating commitment to continuous professional development.

Key Areas

Business Strategy Financial Strategy Risk Management Performance Management Management Accounting

Credit Risk Specialist

Booking.com

"Managed the full cycle of global credit risk and drove policy improvements during hyper-growth."

Global Expansion

Managed the full cycle of global credit risk by identifying, quantifying, and mitigating exposure to bad debt across global markets.

Guaranteed adherence to financial regulations, including SOX compliance, by actively monitoring internal controls and credit control processes.

Drove risk-reducing improvements by identifying key issues in credit policy and collaborating with management to implement solutions.

Established and managed contracts with large collection agencies on a global scale, leading negotiations and ensuring performance.

Skills

SOX Compliance Global Risk SQL (Intermediate) Agency Management Collections Management Process Design Bad Debt Mitigation

Key Achievement

As a key member of a small, agile team, architected and implemented Booking.com's first global credit risk processes and procedures, contributing to financial stability during a period of rapid global expansion.

Recommendations

"Adriaan proved being a valuable addition to my team... He performs strategic tasks by creating well-written and data driven credit management procedures."

— Lena Elvira Adan, Credit Risk Lead

"Adriaan created countless new reports and processes supporting the business. He taught me to take initiative and innovate."

— Syuzanna Padarova, Credit Risk Specialist

Credit Controller

Feenstra (Heating & Maintenance)

"Managed end-to-end approval process for new lease applications, performing credit checks to assess applicant viability."

Credit Control Operations

Conducted comprehensive credit risk assessments for new lease applications in the heating and maintenance sector.

Executed proactive collection strategies for overdue accounts to reduce outstanding debt and improve cash flow.

Developed strategic solutions to resolve outstanding receivables while maintaining strong client relationships.

Skills

Credit Assessment Collections Client Relations Lease Applications

BSc Business Administration

Amsterdam University of Applied Sciences (HES)

International Focus

Specialized in Business Administration with focus on finance and international business.

Included an impactful Erasmus exchange at the Berlin School of Economics & Law (2010), studying in German language.

Simultaneously completed an internship as Country Manager Netherlands for Young Internet (Berlin), managing online brand and social media activities.

Competencies

International Business German (B2) Business Administration Finance Brand Management

Credit Controller

International Card Services (ICS)

"Managed and restructured outstanding credit card balances during the 2008 credit crunch."

Crisis Management Experience

Conducted detailed credit investigations and financial data analysis to perform accurate credit limit assessments.

Assessed customer creditworthiness to implement effective risk mitigation strategies for new and existing accounts.

Managed debt collection processes by negotiating payment solutions with clients while ensuring full regulatory compliance.

Key Achievement

Successfully managed and restructured outstanding credit card balances, enforcing internal credit policies and resolving overdue accounts to minimize financial risk during the peak of the 2008 financial crisis.

Education & Early Career

"Building the foundation for a career in financial services and government compliance."

UWV (Government) 2004 — 2005 | Amsterdam, Netherlands Medewerker Speciale Incasso (Internship)

Internship focused on Social Security Premium Collections, gaining early experience in government financial processes and compliance.

ROC Amsterdam 2003 — 2006 | Amsterdam, Netherlands Socio-Legal Services (MBO, Associate Degree)

Formal education providing a strong foundation in legal frameworks and public services, which informed later work in compliance and regulation.

Foundation Skills

Government Compliance Legal Fundamentals Public Sector Finance Socio-Legal Services

Skills Overview

"Fusion of finance and technology — 15+ years of continuous growth."

Credit Risk & Control

Credit Risk Analysis Financial Statement Analysis Country Risk Bad Debt Minimization

Collections & Resolution

Collections Management Debt Restructuring Dispute Resolution Tax Negotiation

Process & Automation

Process Optimization Automation Prompt Engineering Stakeholder Management

Technical Skills

MS Excel (Advanced) SAP / SAP BW Tableau SQL (Intermediate) PHP/JS/CSS (Basis) Prompt Engineering

Languages

Dutch (Native) English (Fluent) German (B2)

Contact & CV

"Let's connect. Reach out for collaborations, opportunities, or just to say hello."

Send a Message

Download CV

Access a PDF version of my CV for your records. Available in both English and Dutch.

Amsterdam, The Netherlands

+31 6 27 96 56 23

adriaandeys@gmail.com

linkedin.com/in/adriaandeijs

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